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Interesting Fact

  • English Common Law
    There is evidence of mortgages as far back as 1190 in English Common Law. Usually it seems where a debt went unpaid the person owed the money (creditor) could sell your (debtor) property. The history of the actual word “mortgage” is very interesting and comes from two old Latin words “mort”- which means dead or death and “gage” which means a pledge or to forfeit something. So a mortgage is a ‘death pledge’! Is it what I hear you sigh! In effect it was ‘dead’ in two ways: the property is “dead” to the creditor once the debtor paid off the loan, or if the loan is not paid off, the property was “dead” to the creditor.  

Fix my Mortgage

Trade up

Whether you've decided to move because that dream home is finally within your reach, or because of a growing family and you need an extra bedroom, a bigger garden or a more convenient location to work most of will need to move at some stage in life.

 While there are plenty of reasons to trade up there is also a need sometimes to trade down, maybe your home is now too big for your needs as perhaps the kids have left whatever your plans...... contact us today to discuss the options.



Warning: Your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it. This new loan may take longer to pay off than your previous loans. This means you pay more than if you paid over a shorter term.